Terms of Service

Last updated: May 2026

1. Acceptance

By accessing Moistello, you agree to these Terms.

2. Service

Moistello provides a decentralized interface for ROSCAs using Soroban smart contracts on Stellar. We do not hold, custody, or control user funds.

3. Eligibility

You must be 18+ and not a resident of any comprehensively sanctioned jurisdiction.

4. User Responsibilities

You are solely responsible for your wallet security, private keys, contributions, and transactions.

5. No Financial Advice

Moistello is a software tool. We do not provide financial, investment, legal, or tax advice.

6. Smart Contract Risk

Smart contracts are experimental. By using the Platform you accept these risks.

7. Limitation of Liability

To the fullest extent permitted by law, Moistello is not liable for damages including loss of funds.

8. Governing Law

Switzerland. Disputes resolved in Zug.