BUILT FOR THE NEXT BILLION
Decentralized savings circles on Stellar. Zero intermediaries. Pure smart contracts. Financial sovereignty for the 1.7 billion unbanked.
Smart contracts enforce every rule. No organizer can run with the pool. Every contribution verified on-chain.
Anyone with a Stellar wallet. No bank account. No credit check. No borders.
Build your MoiScore. Carry your financial identity across every circle.
Stellar's sub-cent transactions make daily circles practical. No platform fees to create or join.
Random, fixed, auction, or vote. Your circle, your rules.
USDC and XLM today. More stablecoins coming.
10,000+
Circles Created
50,000+
Members Worldwide
$2M+
In Payouts
99.9%
On-Time Rate